List of DBS Bank Credit Cards: Eligibility, Process, and Rewards
- 2 Dec 25
- 5 mins
List of DBS Bank Credit Cards: Eligibility, Process, and Rewards
Key Takeaways
- DBS Bank credit card options cater to a wide range of lifestyles, from daily spenders to luxury travellers.
- The DBS Spark Credit Card offers welcome benefits up to 7,500 cash points and perks like lounge access and fuel surcharge waivers.
- The DBS Vantage Credit Card is an invite-only premium metal DBS bank credit card with luxury hotel privileges and unlimited lounge access.
- Users can enjoy exclusive travel, dining, entertainment and duty-free benefits with a DBS bank credit card.
- Applying for any DBS bank credit card is simple through the digibank mobile app in just 8 quick steps.
DBS Bank credit cards are designed to match diverse lifestyles, ranging from everyday savers to luxury seekers. Whether you want assured reward points, exclusive travel and entertainment perks or premium privileges such as duty-free shopping, there’s a DBS card designed to complement your lifestyle.
In this blog, explore the different types, features and application process of DBS Bank cards.
Types of DBS Bank Credit Cards
- DBS Spark Credit Card

Key Features:
- Avail the exclusive offer of buying 1 movie ticket and save up to ₹200 on the second one if booked via BookMyShow.
- Enjoy more comfort with having up to 2 complimentary lounge access per quarter.
- Get a chance to save more on your commute with the 1% fuel surcharge waiver privilege.
- Get exciting offers from 100+ brands on DBS Delights, such as amazing deals on flights and hotel booking, a chance to win gift cards and memberships and more.
- Enjoy an interest-free cash withdrawal facility for up to 50 days from your withdrawal.
If you check the DBS Bank credit card review, you will see that this card promises to make all the best things in your life. You can make your unplanned trip memorable, days well-spent with your kids and a dinner date perfect with your loved one when DBS Spark is in your wallet.
You can get up to 7,500 cash points as a welcome gift within 30 days of card activation. It is divided into three variants: Spark5, Spark10 and Spark20. With Spark5, you earn 2,500 cash points; Spark10 gives you 5,000 Cash Points, and Spark20 offers the maximum of 7,500 Cash Points, making your welcome truly rewarding.
- DBS Vantage Credit Card

Key Features:
- Gain 4 VP on every ₹200 transaction in India and 8 VP on every ₹200 transaction abroad
- Bag extraordinary experiences with hotels like Taj Epicure, ITC Culinaire and Club Marriott
- Unlock unlimited access to domestic and international airport lounges (airports are selective)
- Earn special forex markup benefits with 0% markup fee on transactions in Singapore and only a 1.75% markup fee elsewhere
- Enjoy 4 complimentary golf sessions in one calendar year and 10% cashback offers on transactions up to ₹1,500 at Indian and international duty-free stores
To get the taste of luxury, this DBS Bank credit card should be in your wallet. This exclusive, invite-only metal card offers premium hotel memberships, along with delightful duty-free and electronics deals. Its unmissable offers can make your every moment into something extraordinary, letting you indulge in a truly premium lifestyle.
You can avail 10,000 Vantage Points (VP) as a welcome bonus if you make your first transaction within 30 days from the date of card issuance and pay the joining fee. Note that 1 vantage point equates to ₹1.
💡Pay your credit card bills in an easy and secure way with the PICE App.
How to Apply for a DBS Bank Credit Card?
There are multiple application methods available to apply for a credit card in DBS Bank. However, the most convenient method is to apply through the digibank mobile. The steps are:
Step 1: Log in to the digibank mobile app with your credentials.
Step 2: Click on the 'More' button positioned at the bottom, then hit the 'Apply ' button and select ‘Cards’.
Step 3: Tap on the 'Credit Cards' section.
Step 4: Click on the card that you want to avail and tap 'Apply.'
Step 5: Go through your personal details once.
Step 6: Write your name with accuracy (it is going to be printed on the card). Tap ‘Next’ to proceed.
Step 7: Review all the details you entered and tap ‘Next’.
Step 8: Generate your card PIN (it has to be a strong one) and hit the ‘Submit’ button.
With these 8 steps, your credit card application process is complete. The bank will review your application within 15 business days. You will receive an email notification once the bank processes your application.
Conclusion
From exciting welcome bonuses to travel rewards and exclusive privileges, DBS Bank credit cards offer more than just convenience; they redefine your spending experience. Choose the one that perfectly aligns with your lifestyle. You can apply seamlessly through the DBS Digibank mobile app, online portal or the official DBS website.
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